Happy New Year! I was going to start my year-in-review today, but this guest post written by my good friend Mike is too good to pass up! Enjoy.
It’s very rare that our answer to a problem is LESS. Usually the presented solution is MORE.
MORE and MORE and MORE.
If a government program is floundering, we can just throw money at it, right?
But what about the money they already have? When was the last time that we actually stepped back to reevaluate? When was the last time that we really looked for waste instead of want?
The same can be applied to personal finance.
Sure, everyone wants a high paying job. I do.
But what are you doing with the money you already have? Could you be spending that money better? Could you be spending that money smarter?
Even if you already have a solid budget, have you reevaluated it recently? Most people aren’t exactly the same today as they were yesterday. We are always evolving.
Maybe you have different priorities. Maybe you want to give more. Maybe you want to save more. Maybe you want to save for different reasons.
Maybe you like things the way they are and that’s okay.
But it certainly doesn’t hurt to stop and think about these things every once in a while.